the original quote/estimate just to repair the damage was about $1500, the insurance adjuster that came out and looked at the car spoke with the bodyshop and agreed to pay the full amount including if they found hidden damage. The additional work (modifying the upper nose, prep and paint of rear bumper and including some other minor repairs like door dings and some chips) will be out of pocket but I figured this will be the best time to make the changes I have been thinking about. I had a fluorescent light in the garage over the car. The plastic cover fell on the car a while back and chipped some paint on the hood and cowl and the car got a door dinged and just typical road rash from driving it.